Personal Mortgages
Buying a property can be the biggest financial decision made in our lives.
It is for this very reason that impartial advice is critical from competent and qualified advisers. Whether you are a first time buyer, looking to remortgage or even looking to purchase a second home. This is where our advisers excel.
Get in touch!
0845 017 6955
Why quality advice makes a difference
Arranging a mortgage can be both stressful and complex, as there are so many lenders and deals in the market. Plus, there are many aspects to the mortgage to be considered. It’s not just a case of trying to find the cheapest interest rate, as there may be other costs and terms attached to a mortgage that can inflate the true long-term cost. Then there are other factors, such as flexibility should you need tit in the future, for example if you hit financial hardship. These, and many other factors, need to weighed carefully.
At Go Finance, we have extensive experience in finding the most suitable deal for your circumstances and goals. Our team of experts can help you navigate the complex mortgage market, taking into account all the factors that are important to you. We understand that every customer has different needs, and we work hard to ensure that we find the best possible solution for each individual. So whether you’re a first-time buyer or a seasoned property investor, we can help you secure the right mortgage for your needs.
Watch our video on Arranging a Mortgage
Our website offers a range of informative and helpful videos to assist you in making informed decisions about your financial and insurance needs. We cover a variety of topics, including Relevant Life Plans, Equity Release, Arranging a Mortgage, Business Protection, Critical Illness Insurance, and Private Medical Insurance.
Our videos provide in-depth explanations of each of these topics, including their benefits and how they can help you protect your assets and achieve your financial goals. Whether you’re a first-time homebuyer, a business owner, or looking for insurance to protect your family, our videos can help you understand the different options available and choose the best plan for your unique needs.
Use the link below to be taken directly to our Mortgage video:
Need help with a difficult or tricky mortgage application?
Sometimes getting a mortgage, or the right amount of mortgage, can prove tricky because of background problems or information, good examples would be adverse credit, maybe a missed payment or two in the past, or simply not having adequate or sufficient accounting information to support an affordability check.
This is where getting advice and help can prove invaluable, as it is important to know how to present a mortgage application. We can support you in these cases to work out exactly what can be achieved, and it is surprising to some, how often we can help get tricky situations ironed out and the mortgage you want.
It also helps that we know the market as we can quickly pinpoint those lenders that are perhaps more flexible in their approach, and what we can work with on your behalf.
Complex/high value cases
Mortgages are used in many situations, beyond just buying a new home. So if you are looking to buy a second home, rent out a property or develop a property portfolio, we will be able to advise you what is possible, what you can do and work out ways to construct the mortgage to meet your goal.
We also have a well-established expertise in helping people who have very high value property positions, and high value mortgages. At certain levels, deals tend to drop off the radar and there needs to be a bespoke approach taken.
This is where an experienced firm and adviser can be worth their weight in gold, not just in finding or putting together a deal with lenders, but advising how best to arrange the mortgage.
We can help with just about any mortgage requirement you can think of
The mortgage market is enormous, and within the market are multiple options, for example:
- Offset Mortgages
- Flexible Mortgages
- Buy-to-let Mortgages
- Discount Mortgages
- Help-to-buy Mortgages
- Standard Variable-Rate Mortgages
And many more – knowing where these are available, and when, is important. It would be difficult to find a mortgage requirement which we have not come across before, so please reach out to us whatever your position, whatever your mortgage need is, and see how we can help.